Corporate Profile

About First Capital Bank SA, Mozambique

First Capital Bank SA began operations in Mozambique in July 2013 (as Capital Bank SA) when it took over the operations of International Commercial Bank. Capital Bank SA is jointly owned by FMBcapital Holdings plc and other international shareholders. FMBcapital Holdings has a strong regional footprint with banking operations in Botswana, Malawi, Mozambique, Zambia, and Zimbabwe.

With a flexible and innovative customer-focused approach, we offer a full range of cross-border and traditional banking services to retail and business banking clients.


Financial Security

The group has a strong liquidity and capital position with all its operating entities maintaining liquidity and capital levels significantly above the minimum regulatory thresholds.

Regional Footprint

With a regional presence in 5 SADC countries First Capital Bank SA is ideally positioned to facilitate seamless cross border trade and offer customers unique trade finance solutions across the region

Customer Focus

We focus on our customers’ needs, ensuring the highest standards of customer service, providing strong delivery channels and responding to market demand through product development and innovation. Every situation is analysed individually and addressed quickly and efficiently. At First Capital Bank, our priority is meet our customers’ needs and offer them a world-class banking experience.


The Group leverages its partnerships and technology to introduce a range of products and services designed to make the banking system more convenient, affordable and inclusive.

People & Training

We are a blend of technical and functional professionals who can deliver on strategic objectives. First Capital Bank operates defined talent management, retention and training strategies to ensure the organisation is equipped with the best skills.

Experience & Expertise

From turnaround strategies to IT project management First Capital Bank offers a wealth of experience in all areas of its business enabling the group to deliver on business strategy effectively and efficiently.

Strong Governance

First Capital Bank subscribes to a strict code of corporate governance administered by strong and robust governance structure.