{"id":1580,"date":"2018-10-06T10:46:47","date_gmt":"2018-10-06T10:46:47","guid":{"rendered":"http:\/\/firstcapitalbank.co.bw\/test-site\/?page_id=1580"},"modified":"2021-11-23T09:08:48","modified_gmt":"2021-11-23T07:08:48","slug":"term-loans","status":"publish","type":"page","link":"https:\/\/www.firstcapitalbank.co.mz\/en\/corporate-2\/lending-facilities\/term-loans\/","title":{"rendered":"Term Loans"},"content":{"rendered":"

Grow your business and let us help put your plans in motion.<\/h3>\n

Term loans repayable in fixed periodic installments are available if you are seeking to finance specific projects or capital expenditures.<\/p>\n

First Capital Bank offers different types of loans:<\/b><\/h4>\n
Car loan<\/b><\/h5>\n
    \n
  • The loan term is for a maximum period of 48 months (5 years);<\/li>\n
  • The loan is 85% of the value of the car.<\/li>\n<\/ul>\n
    Consumer credit<\/b><\/h5>\n
      \n
    • The loan term is for a maximum period of 48 months (5 years);<\/li>\n
    • The loan is for a maximum amount of 2,000,000 MT.<\/li>\n<\/ul>\n
      Home loan<\/b><\/h5>\n
        \n
      • The loan term is a maximum of 240 months (20 years);<\/li>\n
      • The loan is the full value of the property.<\/li>\n<\/ul>\n
        Credit with deposit guarantee<\/b><\/h5>\n
          \n
        • The loan term is for a maximum period of 48 months (5 years);<\/li>\n
        • The loan is 90% of the term deposit.<\/li>\n<\/ul>\n

          To access any type of Loan from First Capital Bank, the client must:<\/h4>\n
            \n
          • Present a blank promissory note;<\/li>\n
          • It must not have incidents registered in the Central Credit Register of the Bank of Mozambique and other incidents with the banking system;<\/li>\n
          • Have at least 6 months of transaction history;<\/li>\n
          • Present an employment contract with a period above the term of the financing.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"

            Grow your business and let us help put your plans in motion. Term loans repayable…<\/p>\n","protected":false},"author":14,"featured_media":1737,"parent":447,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"internet banking.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1580","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.firstcapitalbank.co.mz\/en\/wp-json\/wp\/v2\/pages\/1580","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.firstcapitalbank.co.mz\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.firstcapitalbank.co.mz\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.firstcapitalbank.co.mz\/en\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/www.firstcapitalbank.co.mz\/en\/wp-json\/wp\/v2\/comments?post=1580"}],"version-history":[{"count":5,"href":"https:\/\/www.firstcapitalbank.co.mz\/en\/wp-json\/wp\/v2\/pages\/1580\/revisions"}],"predecessor-version":[{"id":3617,"href":"https:\/\/www.firstcapitalbank.co.mz\/en\/wp-json\/wp\/v2\/pages\/1580\/revisions\/3617"}],"up":[{"embeddable":true,"href":"https:\/\/www.firstcapitalbank.co.mz\/en\/wp-json\/wp\/v2\/pages\/447"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.firstcapitalbank.co.mz\/en\/wp-json\/wp\/v2\/media\/1737"}],"wp:attachment":[{"href":"https:\/\/www.firstcapitalbank.co.mz\/en\/wp-json\/wp\/v2\/media?parent=1580"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}